Whitepaper · apadua · Jun 3, 2026

Banks Built a Procurement Machine for an Era That Just Ended.

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“The procurement models banks rely on were built for a different decade.”
Gregory N. Vider, Co-founder of apadua

Who it’s for

For banking procurement leaders questioning whether their current operating model still fits. The whitepaper offers a perspective for reassessing established choices and shaping procurement’s next chapter.

What to expect

  1. 01DORA makes provider oversight a procurement priority: banks need visibility into critical ICT providers, operational data and audit trails.
  2. 02Outsourcing, shared services and master-vendor models need reassessment against today’s operating and regulatory requirements.
  3. 03AI can strengthen procurement work, but access to the right skills remains a constraint.
  4. 04Advancing AI capabilities reopen the choice between an all-in-one suite and specialist platforms.
  5. 05Best-of-breed can accelerate focused AI development; suites offer unified data, access controls and audit trails.
  6. 06Automation changes roles, not accountability: banks remain responsible for safe and sound operations.
  7. 07Platform choice must connect regulatory oversight, AI capabilities and architecture rather than treating them as separate decisions.

About the author

As co-founder of apadua, I focus on how procurement can adapt to changing requirements. In this whitepaper, I explore what new regulation, AI and evolving platform strategies mean for banks — and how procurement teams can rethink their processes, systems and roles.

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